The testimony we will read below, it sends a person who "came a settlement "with a collection firm, made the payments and they were never recognized. I never get tired of inviting my dear readers to avoid negotiating with little office, much less pay something to them, ie, make deposits to a that is in the name of an office, for júrenlo, they'll never see that money and nobody will take the fight.
When I stopped paying HSBC started calling me threatening to seize I came letters saying that if not paid would be charged three times the debt I had no money, one will get scared and you see how to pay. I was offered an agreement by letter and call them to accept it. I had 17,000 and the officer or person who answered, and Javier Méndez name, told me that the offer I was sent (which will only pay 8,000 in three payments) was over and he had to pay full because the matter and was in court, scared me more because I had that amount. After a few days I called and told me he had gotten another offer for me and that was better than the previous one, had to pay only 6 000 in payment of 2 000, I was thrilled and said yes, that's when I said that would a letter which said it would make those payments and the account number that had to be deposited. When I brought it wrote down the account numbers where they had to pay and was in a branch of HSBC, but with a key Secorse name, I did not see it wrong because he told me that this was the agreement that had the office with the bank. He also told me that when I'd finished paying to give a termination letter, which was to be signed by the bank. It was hard work pay, because I was broke, but my family helped me and completed the three payments. When I told him I was the last and I showed him the receipts, he said that in 24 hours was going to my letter of termination. Three months ago that I ask and I do not give. And to me they are calling again for an office called Gabbs to charge me the same account, but now say 22 000 and I do not know why I say it went by the interest but I tell them I already paid for and I believe because I have the letter of termination, only vouchers. I think that money is already lost and I'm so sad because now I owe to my family.
As we can see, this lady was deceived by Secorse and their employees. When it was my testimony I contacted the office to ask for such Javier and of course, never talked to him. First he denied that he had gone to court to hear the case of a debtor, then told me not to know him. It is obvious that there is and the name given was false. My recommendation? Go to the Condusef with their vouchers and requiring that he be recognized.
What were the mistakes he made the lady?
1. Do not ask for identification to the person treated. If you did it first by phone, should confirm that it was an employee of the company, especially when he visited. During the visit had to ask the IFE credential and professional identification of who holds a bachelor's degree. Not having or not show anything, it should not be any treatment.
2. The deposit was made to an account number of an office, not directly to the account owed to HSBC. Never, but never, ever be required to pay a single centvo to an account that is not their own. The consequences, we are seeing.
3. No letter of agreement signed prior to any payment, it has everything to lose. If you decide to pay for treatment should be made only with the bank. And if the bank is not responsible for the payment, the penalty is not paid, period.
Discounts "attractive" to make bank loans are usually taken from a hair and those who continue to promote "fair pay" is only encouraging that people defenseless, good-faith debtors who want to succeed in their fights , are deceived. Do not be surprised.
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