I'm glad I can write a more personal way as I have been reading your blog for about a year. Until recently entered the system no longer allowed me to participate in the blog.My situation is as follows:1. For several years I was a naive dupes who got all the TC that were offered by life. I ended up with a classic and a BSmart Banamex, one of Costco, a Unik and other Light of Santander and as if that were not enough other business (to whom GAD have not had any problem.)2. To date I have already settled the two of Santander. I only have three in Banamex. I have a settlement offer from Costco for 3,100.00 but so far I have only 2000.3. Of particular concern are the Classic and BSmart. Interests have taken my account of a state which was nearly total pay every month to liquidate an impossible situation for me. Today I received a visit out of court (so says the notification) in which I offered to resolve my situation with a payment of 12.500 and a 15.500. Obviously I have no such amounts and I am concerned. I've tried to be joining at least 500 monthly to pay down my cards (so I got rid of the others.)hope you can advise me on the bank account I have only half of my salary this month. My income and expenses are tables. Where remove 30.000 supposed to settle in these days .
When you do not have the resources to pay, the latter is troubled. As you say, has made great efforts to get out of debt, which is Amir, but this situation can you say no, and the amount you mention is not so readily available. Maybe your urgency is due to visit "extrajudicial" you had. There is cause for concern. Legally has no validity whatsoever, as extrajudicial means precisely "outlaw." Plain words, is a Sunday best little word that is used to scare the debtor. If you wait a little longer, rest assured that this amount will be reduced and may be more accessible for you to pay. If that is your purpose do, but saves more money to be able to do so. My personal opinion is always doing any deal with an office and go directly to the bank, as these descuentitos or "fair pay" does not exist and if they feed the corruption of the offices.
Do not worry, wait a timely fashion and maybe your situation will allow you time to settle. If your fear is to do something by legal means, forget it, nothing happens. It would be very costly for the bank sue for those amounts, end up losing and that's why they send you to charge "out of court."
hope to resolve your concerns.
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