Members of the Legislative Assembly Condusef City and signed an agreement to guide people on good credit management. In that agreement, is intended "to regulate and ensure the use of financial services." Of course, those who receive the counseling are the users who will be supported through workshops, courses and talks about how to solve any problems that arise with suscréditos, how to manage their financial resources to avoid falling into arrears, and to know what kind credit is appropriate to their needs. strikes me also is the need to give advice legal as a "social work" unless he is able to pay a lawyer. I understand that not talking about credit card debtors, since know, a demand for this concept is little more than improbable and Bank, that is, it is more expensive than the soup dumplings and so chose to mail cobroncillos to want to collect as loud.
not minimize the idea, but I think the deputies and Condusef lacked the small school to send both the bankers and to the little office, because if we go to the start of this problem arises because the amount barbaric Messrs. interest charge of banking and they nobody puts the brakes. Not to mention the despacheros, who provided carried a bowl of soup to the mouth, are capable of any atrocity. They also nobody has halted.
The convemio, launched and can be a good tool for people to know what was thrown at the time to sell your soul to the devil when hiring a credit, but less useful if you are not pulling their ears those with the other part of the blame: the creditors. Nor can it be useful if he were about to ask for guidance, asking not to be given a document, something like a guide in which each BREAKDOWN pros and cons to hiring any financial service. I am reminded of the lies used by banks to get more customers. For example, let no clearly stated what are the risks you when you owe the bank and get paid with payroll, and we know that many cases of Chinese and charge off the bench shields provided that your signature on your contract that it would. Another point is the collection of fees on bank accounts, cash charge for provisions, collecting defaulted, finally, there are many points that are confusing and they do that, indeed, a number of people rely and fall in serious payment problems.
Obviously recommend should not and every day I am more convinced that no one should use a credit card. Even those who say "TotalErase" because, as I said, this "I did not pay anything to the bank" is a lie, annual pay, you pay interest if you make available, you pay insurance and do not even strung You know, in short, it is always business for banks. But if you're using a credit, if you want to hire one, if you cloned, or if you have problems and need guidance, go to the City any of the 66 modules of Care, Guidance and Citizen Complaints. Remember to request brochures, sample contracts, interest rates that banks operate and how much you have questions, expose it. They say they will give you detailed guidance. Hopefully see what happens.
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