seems incredible that these things happen, but happen. El Universal today published a note that says "on notice" for those who are paying a claim on the "surprising" changes that may have fees charged by banks and therefore detrimental to the person to comply promptly with payment.
It tells the story of "Adriana" who, paying their mortgage, it takes the surprise fall in credit default and fire. This happens as follows: You have a "mind-axis, ie a bank account, typically a savings or checking, where the bank each month making the loan payment on your credit, whether automotive or housing. As a user, you pay a fee for the use of account, in addition to paying fees for use of internet, ATM, everything. If for any reason your account has sufficient funds, and go and deposit the exact amount, and you grinding. Why? For just as the bank wanted to make changes to the collection of fees, or not told you that by using electronic banking were going to charge you more, or because they want (yes sir, because they want because it is a abuse rates increase without notification) and the amount you have to pay, even if agreed, is fired and put you huarache cross out "debtor."
No, if you are good to steal. It is assumed that the hiring a bank loan should be reported in detail what you pay and do not just like that. The business of charging is really profitable for the bank but customer abuse. According to the Bank of Mexico:
the total commissions that are registered in institutions exceed 3 000 500 in various categories.
These include deposit products, credit cards, other financing and services to the general public. In the Condusef said the segment in which focus is to capture charges more than 2 000 500. Only in the product list is a listing of 200 committees, from these, charged on average 30 to each user.
credit card, which is one of the most massive, set records in just over 500 bills.
Other loans, among which include housing, automobile, small and medium business and personal financing, "reported 539 bank charges, while charges for services to the public plus 14.
And you report this? As is clear, you as a user of the bank should have a good reserve fund that Messrs. charge you whatever they want without bothering to warn you. Translation: you have a lot of wool in the bank to avoid problems. As if money left over. But for them, bankers, money is good and more if you take it off. Or as Mr. Carrera, "resources are consumed." No, well yes they are good. Needless to say, if you leave no money in your accounts, you put yourself in the position of debtor and leaping into your collection orangutans. Go plan. And certainly do not want people to better take good money if they do, under the mattress.
As always, it is said that the Bank of Mexico has the power to pull you ears to the bankers. Obviously not. Condusef less. They better get sent to the school for that "use credit know" and to educate those who never will the usurers.
I find offensive to many people who actually make an effort to pay your home or car, which end up treating them like criminals for something they are not responsible. This is entirely the fault of banks and overlapping authorities of those actions are clearly cheating. No choice but to be careful when purchasing any type of credit and secured very well what is signed to avoid unpleasant surprises. The trouble, in this and in all cases is that the only losers are ordinary citizens, those on foot, who can not find or find real support from anyone.
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