- can not condition the hiring of a product, acquiring another, that is, if you hire a mortgage, you can purchase insurance for damage to life or with whom the client wants. (Source: Sdpnoticias )
When I bought my car, I did for Banamex credit and asked me to buy a full coverage insurance. It was three months before he thundered with cards, but it was still consensual client, so the fan to purchase insurance was comprehensive. I did this with HSBC. At present the bank rejected me, saying that it should do with the same bank that had lent me money. Ujule, I thought, and turned the sow's tail. How do I do? I asked. Cancel it and buy one with us. Just like that. Well I did. I did not know that they could not determine the credit to purchase insurance. At least at that time no one told me I had to cancel one and buy another. In a statement from the Condusef in Jalisco and news published in SDP, also states that:
"if the bank offers insurance and contract, and then want to cancel, should be channeled via telephone with the insurance institution, the bank should be allowed to cancel the credit card or debit telephone, in case of theft or loss cloning.
Condusef
This calls "unhealthy financial practices" and said that the list of sanctions that apply to banks that it expands and fines each penalty could reach one million 150 thousand pesos. Orale. The bankers are going to stay poor and Condusef employees will get tired, and were due rather tiresome, because these provisions are almost a year and we are in the same . In July of 2010 was Banxico who broke the news that would be tough with the collection of fees (see:
http://miluchacontralausura.blogspot.com/2010/07/banxico-prohibe-cobros-de-comsiones-los . html ). Earlier, in April last year, the Condusef said that "afilarÃa" teeth and fined no objection to banks (See: "With sharpened teeth" )
What happened? Nothing. Sometimes it seems that the gentlemen of the old men Condusef open their files and say "we will tell you this and that to see that do work."
The truth is that when the user has a problem, for someone to spend months helpers. And so if it helps.
The note published in Sdp reminds us that: "The Condusef published August 19, 2010, its unique layout, which, among other things regulates: The requirements have contracts membership, advertising and statements of financial institutions.
How to terminate the operations of credit and deposit, including the right to change the institution, if we improve the original terms of engagement ".
The data is good to know to have defensive weapons. Or at least for rcclamar to be respected. We have no need to be informed.
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